Start from the take-home and work out what it costs

Workers think in take-home. Enter the amount that should reach the bank account, and the calculator builds the gross and the employer cost around it, checked against the minimum wage.

Where and who

State or UT

Skill category

GenderSets professional tax where slabs differ.

MonthLabour welfare fund falls in set months.

Your target

Target net take-home (₹ a month)What the worker should receive after PF, ESIC, PT and LWF.

₹5,000₹1,00,000

Salary structure

HRA, % of Basic + DA5% is applied automatically in Maharashtra and West Bengal.

Fixed conveyance (₹)

City compensatory allowance (₹)

What the monthly rate includes

EDLI and PF admin, 1%Paid to EPFO every month. Gratuity, 4.81%Due on exit after the qualifying service. Statutory bonus, 8.33%Paid once a year; accrued monthly if ticked. Leave with wagesCost of relievers or encashment, from the state leave rules. National and festival holidaysFor posts that must be manned every day.

Unticked items still exist as liabilities. They show in brackets and in the full-load CTC.

Billing to the client

Management fee, % of CTC

Admin overhead, % of CTC

Uniform and shoes (₹)

Outsourcing charge (₹)

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Get an email when minimum wages change in your state

Most states revise in April and October, some in January and July. We email you once per revision, with the new rates and the effect on a typical CTC.

Indicative calculation from the minimum wage on file for 7 October 2026 and the statutory rates on the methodology page. Not legal advice. Check the current state notification before you pay or contract.

How it works

Choose the state, category, gender and month. Professional tax depends on gender in some states, and labour welfare fund is charged only in certain months.
Enter the take-home you want. The calculator solves for the gross that leaves exactly this amount after employee deductions.
Check what it costs you. The statement shows the employer contributions on top and the monthly and yearly CTC.

Questions

Also see minimum wages by state.

Why might the exact take-home not be reachable?

When the ESIC wage base (Basic + DA, plus allowances above 50% of pay) crosses ₹21,000, ESIC drops away, so take-home jumps. If your target falls inside that gap, the calculator uses the nearest higher take-home and says so.

Is PT deducted from the employee?

Yes. Professional tax and the employee share of PF, ESIC and LWF are deducted from gross. The employer pays EPF, EPS, ESIC and the employer LWF share on top.

What if my target is below the minimum wage take-home?

The structure is held at the minimum wage, the lowest possible take-home is shown, and the result is marked Review needed.